# Index

[Current Coverage](https://wiki.txdroneco.com/books/insurance/page/current-coverage)[Coverage Database](https://wiki.txdroneco.com/books/insurance/page/coverage-database)\# TDC Insurance Reference Wiki

This wiki section is the operating reference for Texas Drone Company’s insurance policies, COI requests, contractor insurance requirements, and insurance-related terms.

## Pages

- [Current Coverages](https://wiki.txdroneco.com/books/insurance/page/current-coverage)
- [Coverage Database](https://wiki.txdroneco.com/books/insurance/page/coverage-database)
- [COI Request Log](https://wiki.txdroneco.com/books/insurance/page/coi-request-log)
- [COI Checklist](https://wiki.txdroneco.com/books/insurance/page/coi-checklist)
- [Insurance Glossary](https://wiki.txdroneco.com/books/insurance/page/insurance-glossary)
- [Broker Questions](https://wiki.txdroneco.com/books/insurance/page/new-page)

## Operating Principle

Insurance should be managed as a business control, not as a one-off administrative task. The goal is to know what we carry, know what customers are asking for, know where our gaps are, and make ROI-based decisions on whether to increase coverage.

## Owner

Primary owner: Administration / Leadership  
Supporting owner: Broker / Agent

## Update Cadence

- At policy renewal
- When a COI is requested
- When a contractor asks for coverage above current limits
- When a written waiver or exception is granted
- When a new line of business changes the company’s risk profile