Index

Current CoverageCoverage Database# TDC Insurance Reference Wiki

This wiki section is the operating reference for Texas Drone Company’s insurance policies, COI requests, contractor insurance requirements, and insurance-related terms.

Pages

• Current Coverages
• Coverage Database
• COI Request Log
• COI Checklist
• Insurance Glossary
• Broker Questions

Operating Principle

Insurance should be managed as a business control, not as a one-off administrative task. The goal is to know what we carry, know what customers are asking for, know where our gaps are, and make ROI-based decisions on whether to increase coverage.

Owner

Primary owner: Administration / Leadership
Supporting owner: Broker / Agent

Update Cadence

• At policy renewal
• When a COI is requested
• When a contractor asks for coverage above current limits
• When a written waiver or exception is granted
• When a new line of business changes the company’s risk profile